Single Euro Payments Area (SEPA)

Single Euro Payments Area (SEPA)

The Single Euro Payments Area (SEPA) is a collective association created in Europe that allows companies, individuals and public bodies to make payments in euros without using cash. These payments can be made using a single bank account for payment transactions in different part of Europe within the SEPA zone.

Difference Between Responsible and Representative Government

The difference between representative government and responsible governments depends on the nature of the legislature and the relationship between it and the executive. If the legislature is elected by the people, the system of government is representative and this is the ordinary system in all democracies, except in one-party states. In one party states where there is only one officially-recognized political party, there is no real choice between candidates and programmes.