The Single Euro Payments Area (SEPA) is a collective association created in Europe that allows companies, individuals and public bodies to make payments in euros without using cash. These payments can be made using a single bank account for payment transactions in different part of Europe within the SEPA zone.

HAUSA / FULANI Pre-Colonial Political Administration and the Emirates System The dominant political group in the northern part of Nigeria before the Uthman Dan Fodio’s Jihad of 1802 was the Hausa traditional political system. As a result of the Jihad, a large part of the Hausa kingdom was conquered by...